Results Snapshot
Figures in Rs cr
Standalone Annual Results
Mar'24
Mar'23
Mar'22
Mar'21
Mar'20
Mar'19
Mar'18
Interest Earned
1,588.70
1,183.68
941.82
776.14
766.69
530.11
286.88
Income On Investments
183.22
149.73
111.66
84.37
52.85
0.00
0.00
Interest On Balances With Rbi Other Inter Bank Funds
10.90
8.99
12.68
25.29
11.33
0.00
0.00
Interest / Discount On Advances / Bills
1,394.58
1,024.93
817.33
666.11
702.27
530.11
286.88
Others
0.00
0.03
0.15
0.37
0.24
0.00
0.00
Other Income
219.39
97.42
93.56
76.40
87.45
66.92
38.04
Total Income
1,808.09
1,281.10
1,035.38
852.54
854.14
597.03
324.93
Interest Expended
626.47
437.11
357.37
365.65
276.18
191.29
121.05
Net Interest Income
962.23
746.57
584.45
410.49
490.51
338.82
165.83
Total Expenditure (Excl Depreciation)
727.71
506.53
413.10
328.64
272.12
193.53
131.38
Employee Cost
360.82
242.37
228.16
185.84
171.37
0.00
0.00
Other Operating Expenses
366.89
264.16
184.94
142.80
100.75
193.53
131.38
Operating Profit Before Provisions and Contingencies
453.91
337.46
264.91
158.25
305.84
212.21
72.50
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
166.34
236.60
391.97
146.15
151.86
125.61
61.01
Profit Before Tax
287.57
100.86
-127.06
12.10
153.98
86.60
11.49
Tax
71.61
23.16
-34.03
0.24
43.04
0.00
0.00
Profit After Tax
215.96
77.70
-93.03
11.86
110.94
86.60
11.49
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
215.96
77.70
-93.03
11.86
110.94
86.60
11.49
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
1,698.76
1,478.57
1,398.96
1,490.77
979.64
799.05
470.99
Earnings per share (EPS)
20.34
7.32
-8.76
1.12
12.81
10.62
1.7
Diluted Earnings per share
20.19
7.32
-8.76
1.31
13.27
12.61
1.76
Operating Profit Margin (Excl OI)
43.72%
37.22%
14.52%
38.83%
44.7%
39.8%
32.94%
Gross Profit Margin
18.1%
8.52%
-13.49%
1.56%
20.08%
16.34%
4.01%
PAT Margin
13.59%
6.56%
-9.88%
1.53%
14.47%
16.34%
4.01%
Net Interest Margin
9.8%
9.5%
8.6%
7.1%
11.7%
0.0%
0.0%
Return on Assets
0.0%
0.0%
-1.29%
0.2%
2.53%
0.0%
0.0%
CASA (%)
20.1%
17.1%
20.2%
15.4%
11.4%
0.0%
0.0%
CASA Amount
0.00
884.10
723.90
502.80
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
0.0%
0.0%
0.0%
51.47%
35.44%
35.03%
0.0%
Capital Adequacy Ratio (Tier 1)
0.0%
0.0%
0.0%
47.2%
34.3%
0.0%
0.0%
Provision Coverage Ratio (%)
71.2%
51.5%
69.8%
63.7%
84.7%
0.0%
0.0%
Amount of Gross NPAs
242.37
191.40
597.42
393.68
101.25
0.00
0.00
Amount of Net NPAs
69.87
92.97
283.37
188.12
20.37
0.00
0.00
% of Net NPAs
0.86%
1.55%
5.97%
4.73%
0.57%
0.44%
0.0%
% of Gross NPAs
2.94%
3.13%
11.8%
9.41%
2.79%
1.81%
0.0%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Number of Branches
695.0
577.0
565.0
556.0
477.0
0.0
0.0
Annual Analysis Highlights
Interest Earned
YoY Growth in year ended Mar 2024 is 34.22% vs 25.68% in Mar 2023
Net Profit
YoY Growth in year ended Mar 2024 is 177.94% vs 183.52% in Mar 2023
Operating Profit (PBDIT)
YoY Growth in year ended Mar 2024 is 34.51% vs 27.39% in Mar 2023
% of Net NPAs
YoY Growth in year ended Mar 2024 is -0.69% vs -4.42% in Mar 2023
% of Gross NPAs
YoY Growth in year ended Mar 2024 is -0.19% vs -8.67% in Mar 2023
Compare Annual Results Of Suryoday Small With
Figures in Rs cr
Standalone Annual Results
Change(INR)
Change(%)
Interest Earned
1,588.70
2,58,340.56
-2,56,751.86
-99.39%
Income On Investments
183.22
44,364.28
-44,181.06
-99.59%
Interest On Balances With Rbi Other Inter Bank Funds
10.90
2,040.47
-2,029.57
-99.47%
Interest / Discount On Advances / Bills
1,394.58
2,07,220.01
-2,05,825.43
-99.33%
Others
0.00
4,715.80
-4,715.80
-100.0%
Other Income
219.39
49,240.99
-49,021.60
-99.55%
Total Income
1,808.09
3,07,581.55
-3,05,773.46
-99.41%
Interest Expended
626.47
1,49,808.10
-1,49,181.63
-99.58%
Net Interest Income
962.23
1,08,532.46
-1,07,570.23
-99.11%
Total Expenditure (Excl Depreciation)
727.71
63,386.01
-62,658.30
-98.85%
Employee Cost
360.82
22,240.21
-21,879.39
-98.38%
Other Operating Expenses
366.89
41,145.80
-40,778.91
-99.11%
Operating Profit Before Provisions and Contingencies
453.91
94,387.44
-93,933.53
-99.52%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
166.34
23,492.14
-23,325.80
-99.29%
Profit Before Tax
287.57
70,895.30
-70,607.73
-99.59%
Tax
71.61
10,083.03
-10,011.42
-99.29%
Profit After Tax
215.96
60,812.27
-60,596.31
-99.64%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
215.96
60,812.27
-60,596.31
-99.64%
Face Value
10.00
1.00
0.00
Reserves
1,698.76
4,36,833.39
-4,35,134.63
-99.61%
Earnings per share (EPS)
20.34
80.05
-59.71
-74.59%
Diluted Earnings per share
20.19
85.44
-65.25
-76.37%
Operating Profit Margin (Excl OI)
43.72%
66.37%
0.00
-22.65%
Gross Profit Margin
18.10%
27.44%
0.00
-9.34%
PAT Margin
13.59%
23.54%
0.00
-9.95%
Net Interest Margin
9.80%
3.40%
6.40
6.40%
Return on Assets
0.00%
1.98%
-1.98
-1.98%
CASA (%)
20.10%
38.00%
-17.90
-17.90%
CASA Amount
0.00
9,08,700.00
-9,08,700.00
-100.0%
Capital Adequacy Ratio (Total)
0.00%
18.80%
-18.80
-18.80%
Capital Adequacy Ratio (Tier 1)
0.00%
16.79%
-16.79
-16.79%
Provision Coverage Ratio (%)
71.20%
74.00%
-2.80
-2.80%
Amount of Gross NPAs
242.37
31,173.32
-30,930.95
-99.22%
Amount of Net NPAs
69.87
8,091.74
-8,021.87
-99.14%
% of Net NPAs
0.86%
0.33%
0.53
0.53%
% of Gross NPAs
2.94%
1.24%
1.70
1.70%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
0.00
20,938.00
-20,938.00
-100.0%
Number of Branches
695.00
8,738.00
-8,043.00
-92.05%
Annual - Interest Earned
Interest Earned 1588.7 Cr
in Mar 2024Figures in Rs Cr
YoY Growth in year ended Mar 2024 is 34.22% vs 25.68% in Mar 2023
Annual - Net Profit
Net Profit 215.96 Cr
in Mar 2024Figures in Rs Cr
YoY Growth in year ended Mar 2024 is 177.94% vs 183.52% in Mar 2023
Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 453.91 Cr
in Mar 2024Figures in Rs Cr
YoY Growth in year ended Mar 2024 is 34.51% vs 27.39% in Mar 2023
Annual - % of Net NPAs
% of Net NPAs 0.86%
in Mar 2024Figures in Rs %
YoY Growth in year ended Mar 2024 is -0.69% vs -4.42% in Mar 2023
Annual - % of Gross NPAs
% of Gross NPAs 2.94%
in Mar 2024Figures in Rs %
YoY Growth in year ended Mar 2024 is -0.19% vs -8.67% in Mar 2023