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Suryoday Small

  • Market Cap: Small Cap
  • Industry: Bank - Private
  • ISIN: INE428Q01011
  • NSEID: SURYODAY
  • BSEID: 543279
INR
115.45
1.9 (1.67%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 1.15 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationQuarterly Results
Results Snapshot
YoYQoQ
Figures in Rs cr
Standalone Quarterly Results
Dec'24
Sep'24
Jun'24
Mar'24
Dec'23
Sep'23
Jun'23
Interest Earned
487.85
507.20
488.12
444.66
410.71
375.24
358.09
Income On Investments
52.21
49.11
49.03
45.29
48.58
47.09
42.26
Interest On Balances With Rbi Other Inter Bank Funds
5.60
7.58
5.17
3.39
3.01
2.59
1.91
Interest / Discount On Advances / Bills
430.04
450.51
433.92
395.98
359.12
325.56
313.92
Others
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Income
39.55
47.45
70.15
64.70
51.90
51.75
51.04
Total Income
527.40
554.65
558.27
509.36
462.61
426.99
409.13
Interest Expended
219.58
207.22
194.89
173.88
165.02
154.18
133.39
Net Interest Income
268.27
299.98
293.23
270.78
245.69
221.06
224.70
Total Expenditure (Excl Depreciation)
236.46
220.51
219.10
207.15
183.43
178.46
158.67
Employee Cost
105.06
109.78
113.62
108.48
93.26
83.90
75.18
Other Operating Expenses
131.40
110.73
105.48
98.67
90.17
94.56
83.49
Operating Profit Before Provisions and Contingencies
71.36
126.92
144.28
128.33
114.16
94.35
117.07
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
33.62
66.77
51.56
48.16
37.86
26.67
53.65
Profit Before Tax
37.74
60.15
92.72
80.17
76.30
67.68
63.42
Tax
4.44
14.76
22.66
19.33
19.08
17.38
15.82
Profit After Tax
33.30
45.39
70.06
60.84
57.22
50.30
47.60
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
33.30
45.39
70.06
60.84
57.22
50.30
47.60
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Earnings per share (EPS)
3.13
4.27
6.59
5.73
5.39
4.74
4.48
Diluted Earnings per share
3.12
4.24
6.55
5.71
5.36
4.61
4.48
Operating Profit Margin (Excl OI)
44.64%
43.36%
44.55%
42.58%
46.12%
45.33%
40.71%
Gross Profit Margin
7.74%
11.86%
19.0%
18.03%
18.58%
18.04%
17.71%
PAT Margin
6.83%
8.95%
14.35%
13.68%
13.93%
13.4%
13.29%
Net Interest Margin
8.4%
9.7%
10.0%
10.1%
9.8%
9.4%
10.1%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
19.5%
17.9%
17.7%
20.1%
18.5%
15.7%
14.9%
CASA Amount
0.00
0.00
0.00
0.00
1,199.00
1,004.00
854.00
Capital Adequacy Ratio (Total)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Capital Adequacy Ratio (Tier 1)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Provision Coverage Ratio (%)
44.7%
74.3%
83.9%
71.2%
54.3%
50.5%
47.3%
Amount of Gross NPAs
528.95
273.02
240.99
242.37
223.26
197.73
190.78
Amount of Net NPAs
292.32
70.19
38.91
69.87
102.01
97.94
100.55
% of Net NPAs
3.13%
0.8%
0.47%
0.86%
1.42%
1.46%
1.63%
% of Gross NPAs
5.53%
3.03%
2.84%
2.94%
3.06%
2.9%
3.04%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Number of Branches
708.0
704.0
701.0
695.0
672.0
635.0
609.0
Quarterly Analysis Highlights - QoQ
stock-summary

Interest Earned

QoQ Growth in quarter ended Dec 2024 is -3.82% vs 3.91% in Sep 2024

stock-summary

Net Profit

QoQ Growth in quarter ended Dec 2024 is -26.64% vs -35.21% in Sep 2024

stock-summary

Operating Profit (PBDIT)

QoQ Growth in quarter ended Dec 2024 is -43.78% vs -12.03% in Sep 2024

stock-summary

% of Net NPAs

QoQ Growth in quarter ended Dec 2024 is 2.33% vs 0.33% in Sep 2024

stock-summary

% of Gross NPAs

QoQ Growth in quarter ended Dec 2024 is 2.50% vs 0.19% in Sep 2024

Compare Quarterly Results Of Suryoday Small With
Markets Mojo
Figures in Rs cr
Standalone Quarterly Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Interest Earned
487.85
76,006.88
-75,519.03
-99.36%
Income On Investments
52.21
13,717.10
-13,664.89
-99.62%
Interest On Balances With Rbi Other Inter Bank Funds
5.60
757.56
-751.96
-99.26%
Interest / Discount On Advances / Bills
430.04
59,923.95
-59,493.91
-99.28%
Others
0.00
1,608.27
-1,608.27
-100.0%
Other Income
39.55
11,453.56
-11,414.01
-99.65%
Total Income
527.40
87,460.44
-86,933.04
-99.4%
Interest Expended
219.58
45,353.63
-45,134.05
-99.52%
Net Interest Income
268.27
30,653.25
-30,384.98
-99.12%
Total Expenditure (Excl Depreciation)
236.46
17,106.41
-16,869.95
-98.62%
Employee Cost
105.06
5,950.41
-5,845.35
-98.23%
Other Operating Expenses
131.40
11,156.00
-11,024.60
-98.82%
Operating Profit Before Provisions and Contingencies
71.36
25,000.40
-24,929.04
-99.71%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
33.62
3,153.85
-3,120.23
-98.93%
Profit Before Tax
37.74
21,846.55
-21,808.81
-99.83%
Tax
4.44
5,111.05
-5,106.61
-99.91%
Profit After Tax
33.30
16,735.50
-16,702.20
-99.8%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
33.30
16,735.50
-16,702.20
-99.8%
Face Value
10.00
1.00
0.00
Reserves
0.00
0.00
0.00
Earnings per share (EPS)
3.13
21.88
-18.75
-85.69%
Diluted Earnings per share
3.12
21.80
-18.68
-85.69%
Operating Profit Margin (Excl OI)
44.64%
73.34%
0.00
-28.70%
Gross Profit Margin
7.74%
28.74%
0.00
-21.00%
PAT Margin
6.83%
22.02%
0.00
-15.19%
Net Interest Margin
8.40%
3.43%
4.97
4.97%
Return on Assets
0.00%
0.47%
-0.47
-0.47%
CASA (%)
19.50%
34.00%
-14.50
-14.50%
CASA Amount
0.00
8,72,700.00
-8,72,700.00
-100.0%
Capital Adequacy Ratio (Total)
0.00%
19.97%
-19.97
-19.97%
Capital Adequacy Ratio (Tier 1)
0.00%
18.03%
-18.03
-18.03%
Provision Coverage Ratio (%)
44.70%
68.00%
-23.30
-23.30%
Amount of Gross NPAs
528.95
36,018.58
-35,489.63
-98.53%
Amount of Net NPAs
292.32
11,587.54
-11,295.22
-97.48%
% of Net NPAs
3.13%
0.46%
2.67
2.67%
% of Gross NPAs
5.53%
1.42%
4.11
4.11%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
0.00
21,049.00
-21,049.00
-100.0%
Number of Branches
708.00
9,143.00
-8,435.00
-92.26%
Quarterly - Interest Earned
Interest Earned 487.85 Cr
in Dec 2024

Figures in Rs Cr
stock-summary

QoQ Growth in quarter ended Dec 2024 is -3.82% vs 3.91% in Sep 2024

stock-summary

YoY Growth in quarter ended Dec 2024 is 18.78% vs 40.77% in Dec 2023

Quarterly - Net Profit
Net Profit 33.30 Cr
in Dec 2024

Figures in Rs Cr
stock-summary

QoQ Growth in quarter ended Dec 2024 is -26.64% vs -35.21% in Sep 2024

stock-summary

YoY Growth in quarter ended Dec 2024 is -41.80% vs 217.01% in Dec 2023

Quarterly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 71.36 Cr
in Dec 2024

Figures in Rs Cr
stock-summary

QoQ Growth in quarter ended Dec 2024 is -43.78% vs -12.03% in Sep 2024

stock-summary

YoY Growth in quarter ended Dec 2024 is -37.49% vs 80.49% in Dec 2023

Quarterly - % of Net NPAs
% of Net NPAs 3.13%
in Dec 2024

Figures in Rs %
stock-summary

QoQ Growth in quarter ended Dec 2024 is 2.33% vs 0.33% in Sep 2024

stock-summary

YoY Growth in quarter ended Dec 2024 is 1.71% vs -1.32% in Dec 2023

Quarterly - % of Gross NPAs
% of Gross NPAs 5.53%
in Dec 2024

Figures in Rs %
stock-summary

QoQ Growth in quarter ended Dec 2024 is 2.50% vs 0.19% in Sep 2024

stock-summary

YoY Growth in quarter ended Dec 2024 is 2.47% vs -1.17% in Dec 2023