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Suryoday Small

  • Market Cap: Small Cap
  • Industry: Bank - Private
  • ISIN: INE428Q01011
  • NSEID: SURYODAY
  • BSEID: 543279
INR
115.45
1.9 (1.67%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 1.15 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationHalf Yearly Results
Results Snapshot
Figures in Rs cr
Standalone Half Yearly Results
Sep'24
Sep'23
Sep'22
Sep'21
Sep'20
Mar'20
Mar'19
Interest Earned
995.32
733.33
562.49
450.20
420.78
400.79
298.93
Income On Investments
98.14
89.35
74.48
52.35
37.21
0.00
0.00
Interest On Balances With Rbi Other Inter Bank Funds
12.75
4.50
6.08
8.60
13.22
0.00
0.00
Interest / Discount On Advances / Bills
884.43
639.48
481.89
389.17
370.05
400.79
298.93
Others
0.00
0.00
0.04
0.08
0.30
0.00
0.00
Other Income
117.60
102.79
37.81
55.42
32.34
43.87
30.18
Total Income
1,112.92
836.12
600.30
505.62
453.12
444.66
329.11
Interest Expended
402.11
287.57
209.48
179.48
177.13
145.25
108.61
Net Interest Income
593.21
445.76
353.01
270.72
243.65
255.54
190.32
Total Expenditure (Excl Depreciation)
439.61
337.13
218.30
190.20
139.28
150.80
108.94
Employee Cost
223.40
159.08
104.80
106.50
86.13
0.00
0.00
Other Operating Expenses
216.21
178.05
113.50
83.70
53.15
150.80
108.94
Operating Profit Before Provisions and Contingencies
271.20
211.42
172.52
135.94
136.71
148.61
111.56
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
118.33
80.32
145.45
207.29
68.07
122.89
63.40
Profit Before Tax
152.87
131.10
27.07
-71.35
68.64
25.72
48.16
Tax
37.42
33.20
6.32
-21.71
14.82
0.00
0.00
Profit After Tax
115.45
97.90
20.75
-49.64
53.82
25.72
48.16
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
115.45
97.90
20.75
-49.64
53.82
25.72
48.16
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Earnings per share (EPS)
10.87
9.22
1.95
-4.68
6.04
2.97
5.9
Diluted Earnings per share
10.79
9.09
1.95
-4.67
5.95
3.08
7.01
Operating Profit Margin (Excl OI)
43.94%
43.07%
35.33%
11.71%
50.72%
31.71%
42.35%
Gross Profit Margin
15.36%
17.88%
4.81%
-15.85%
16.31%
6.42%
16.11%
PAT Margin
11.6%
13.35%
3.69%
-11.03%
12.79%
6.42%
16.11%
Net Interest Margin
9.8%
9.7%
9.1%
0.0%
0.0%
0.0%
0.0%
Return on Assets
0.0%
0.0%
0.2%
-0.74%
0.93%
0.0%
0.0%
CASA (%)
17.9%
15.7%
17.3%
18.5%
11.1%
0.0%
0.0%
CASA Amount
0.00
1,004.00
725.00
0.00
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
0.0%
0.0%
0.0%
45.86%
40.98%
29.57%
35.03%
Capital Adequacy Ratio (Tier 1)
0.0%
0.0%
0.0%
41.8%
36.6%
0.0%
0.0%
Provision Coverage Ratio (%)
74.3%
50.5%
77.5%
71.2%
89.3%
0.0%
0.0%
Amount of Gross NPAs
273.02
197.73
532.66
456.47
82.48
0.00
0.00
Amount of Net NPAs
70.19
97.94
242.44
188.29
13.48
0.00
0.00
% of Net NPAs
0.8%
1.46%
4.76%
4.48%
0.38%
0.0%
0.0%
% of Gross NPAs
3.03%
2.9%
9.9%
10.21%
2.25%
0.0%
0.0%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Number of Branches
704.0
635.0
567.0
560.0
0.0
0.0
0.0
Half Yearly Analysis Highlights
stock-summary

Interest Earned

Growth in half year ended Sep 2024 is 35.73% vs 30.37% in Sep 2023

stock-summary

Net Profit

Growth in half year ended Sep 2024 is 17.93% vs 371.81% in Sep 2023

stock-summary

Operating Profit (PBDIT)

Growth in half year ended Sep 2024 is 28.28% vs 22.55% in Sep 2023

stock-summary

% of Net NPAs

Growth in half year ended Sep 2024 is -0.66% vs -3.30% in Sep 2023

stock-summary

% of Gross NPAs

Growth in half year ended Sep 2024 is 0.13% vs -7.00% in Sep 2023

Compare Half Yearly Results Of Suryoday Small With
Markets Mojo
Figures in Rs cr
Standalone Half Yearly Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Interest Earned
995.32
1,47,050.05
-1,46,054.73
-99.32%
Income On Investments
98.14
25,175.42
-25,077.28
-99.61%
Interest On Balances With Rbi Other Inter Bank Funds
12.75
1,147.63
-1,134.88
-98.89%
Interest / Discount On Advances / Bills
884.43
1,18,104.69
-1,17,220.26
-99.25%
Others
0.00
2,622.31
-2,622.31
-100.0%
Other Income
117.60
22,150.84
-22,033.24
-99.47%
Total Income
1,112.92
1,69,200.89
-1,68,087.97
-99.34%
Interest Expended
402.11
87,099.01
-86,696.90
-99.54%
Net Interest Income
593.21
59,951.04
-59,357.83
-99.01%
Total Expenditure (Excl Depreciation)
439.61
33,511.50
-33,071.89
-98.69%
Employee Cost
223.40
11,834.18
-11,610.78
-98.11%
Other Operating Expenses
216.21
21,677.32
-21,461.11
-99.0%
Operating Profit Before Provisions and Contingencies
271.20
48,590.38
-48,319.18
-99.44%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
118.33
5,302.52
-5,184.19
-97.77%
Profit Before Tax
152.87
43,287.86
-43,134.99
-99.65%
Tax
37.42
10,292.14
-10,254.72
-99.64%
Profit After Tax
115.45
32,995.72
-32,880.27
-99.65%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
115.45
32,995.72
-32,880.27
-99.65%
Face Value
10.00
1.00
0.00
Reserves
0.00
0.00
0.00
Earnings per share (EPS)
10.87
43.24
-32.37
-74.86%
Diluted Earnings per share
10.79
43.17
-32.38
-75.01%
Operating Profit Margin (Excl OI)
43.94%
73.60%
0.00
-29.66%
Gross Profit Margin
15.36%
29.44%
0.00
-14.08%
PAT Margin
11.60%
22.44%
0.00
-10.84%
Net Interest Margin
9.80%
0.00%
9.80
9.80%
Return on Assets
0.00%
0.96%
-0.96
-0.96%
CASA (%)
17.90%
35.00%
-17.10
-17.10%
CASA Amount
0.00
8,83,500.00
-8,83,500.00
-100.0%
Capital Adequacy Ratio (Total)
0.00%
19.77%
-19.77
-19.77%
Capital Adequacy Ratio (Tier 1)
0.00%
17.79%
-17.79
-17.79%
Provision Coverage Ratio (%)
74.30%
70.00%
4.30
4.30%
Amount of Gross NPAs
273.02
34,250.62
-33,977.60
-99.2%
Amount of Net NPAs
70.19
10,308.54
-10,238.35
-99.32%
% of Net NPAs
0.80%
0.41%
0.39
0.39%
% of Gross NPAs
3.03%
1.36%
1.67
1.67%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
0.00
20,993.00
-20,993.00
-100.0%
Number of Branches
704.00
9,092.00
-8,388.00
-92.26%
Half Yearly - Interest Earned
Interest Earned 995.32 Cr
in Sep 2024

Figures in Rs Cr
stock-summary

Growth in half year ended Sep 2024 is 35.73% vs 30.37% in Sep 2023

Half Yearly - Net Profit
Net Profit 115.45 Cr
in Sep 2024

Figures in Rs Cr
stock-summary

Growth in half year ended Sep 2024 is 17.93% vs 371.81% in Sep 2023

Half Yearly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 271.20 Cr
in Sep 2024

Figures in Rs Cr
stock-summary

Growth in half year ended Sep 2024 is 28.28% vs 22.55% in Sep 2023

Half Yearly - % of Net NPAs
% of Net NPAs 0.80%
in Sep 2024

Figures in Rs %
stock-summary

Growth in half year ended Sep 2024 is -0.66% vs -3.30% in Sep 2023

Half Yearly - % of Gross NPAs
% of Gross NPAs 3.03%
in Sep 2024

Figures in Rs %
stock-summary

Growth in half year ended Sep 2024 is 0.13% vs -7.00% in Sep 2023