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Suryoday Small

  • Market Cap: Small Cap
  • Industry: Bank - Private
  • ISIN: INE428Q01011
  • NSEID: SURYODAY
  • BSEID: 543279
INR
115.45
1.9 (1.67%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 1.15 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationNine Monthly Results
Results Snapshot
Figures in Rs cr
Standalone Nine Monthly Results
Dec'24
Dec'23
Dec'22
Dec'21
Dec'20
Interest Earned
1,483.17
1,144.04
854.24
705.24
624.35
Income On Investments
150.35
137.93
112.18
81.32
59.83
Interest On Balances With Rbi Other Inter Bank Funds
18.35
7.51
7.22
10.00
19.95
Interest / Discount On Advances / Bills
1,314.47
998.60
734.80
613.80
544.22
Others
0.00
0.00
0.04
0.12
0.35
Other Income
157.15
154.69
63.46
73.59
56.11
Total Income
1,640.32
1,298.73
917.70
778.83
680.46
Interest Expended
621.69
452.59
317.78
267.21
271.08
Net Interest Income
861.48
691.45
536.46
438.03
353.27
Total Expenditure (Excl Depreciation)
676.07
520.56
364.15
295.16
231.63
Employee Cost
328.46
252.34
169.24
161.77
133.57
Other Operating Expenses
347.61
268.22
194.91
133.39
98.06
Operating Profit Before Provisions and Contingencies
342.56
325.58
235.77
216.46
177.75
Exceptional Items
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
151.95
118.18
185.13
279.90
107.69
Profit Before Tax
190.61
207.40
50.64
-63.44
70.06
Tax
41.86
52.28
11.84
-18.52
15.19
Profit After Tax
148.75
155.12
38.80
-44.92
54.87
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
Net Profit
148.75
155.12
38.80
-44.92
54.87
Face Value
10.0
10.0
10.0
10.0
10.0
Reserves
0.00
0.00
0.00
0.00
0.00
Diluted Earnings per share
3.12
5.36
1.7
0.44
0.12
Operating Profit Margin (Excl OI)
54.42%
54.5%
57.37%
58.15%
62.9%
Gross Profit Margin
0.0%
0.0%
0.0%
0.0%
0.0%
PAT Margin
10.03%
13.56%
4.54%
-6.37%
8.79%
Net Interest Margin
8.4%
9.8%
9.3%
9.9%
7.4%
Return on Assets
0.0%
0.0%
0.21%
0.07%
0.02%
CASA (%)
19.5%
18.5%
14.1%
19.2%
13.3%
CASA Amount
0.00
1,199.00
663.00
608.60
0.00
Capital Adequacy Ratio (Total)
0.0%
0.0%
0.0%
41.44%
41.17%
Capital Adequacy Ratio (Tier 1)
0.0%
0.0%
0.0%
0.0%
36.9%
Provision Coverage Ratio (%)
44.7%
54.3%
36.2%
67.9%
56.0%
Amount of Gross NPAs
528.95
223.26
228.85
510.83
29.91
Amount of Net NPAs
292.32
102.01
146.02
257.04
12.81
% of Net NPAs
3.13%
1.42%
2.74%
5.57%
0.33%
% of Gross NPAs
5.53%
3.06%
4.23%
10.48%
0.78%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
0.0
0.0
0.0
0.0
0.0
Number of Branches
708.0
672.0
571.0
564.0
0.0
Nine Monthly Analysis Highlights
stock-summary

Interest Earned

YoY Growth in nine months ended Dec 2024 is 29.64% vs 33.92% in Dec 2023

stock-summary

Net Profit

YoY Growth in nine months ended Dec 2024 is -4.11% vs 299.79% in Dec 2023

stock-summary

Operating Profit (PBDIT)

YoY Growth in nine months ended Dec 2024 is 5.22% vs 38.09% in Dec 2023

stock-summary

% of Net NPAs

YoY Growth in nine months ended Dec 2024 is 1.71% vs -1.32% in Dec 2023

stock-summary

% of Gross NPAs

YoY Growth in nine months ended Dec 2024 is 2.47% vs -1.17% in Dec 2023

Compare Nine Monthly Results Of Suryoday Small With
Markets Mojo
Figures in Rs cr
Standalone Nine Monthly Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Interest Earned
1,483.17
2,23,056.93
-2,21,573.76
-99.34%
Income On Investments
150.35
38,892.52
-38,742.17
-99.61%
Interest On Balances With Rbi Other Inter Bank Funds
18.35
1,905.19
-1,886.84
-99.04%
Interest / Discount On Advances / Bills
1,314.47
1,78,028.64
-1,76,714.17
-99.26%
Others
0.00
4,230.58
-4,230.58
-100.0%
Other Income
157.15
33,604.40
-33,447.25
-99.53%
Total Income
1,640.32
2,56,661.33
-2,55,021.01
-99.36%
Interest Expended
621.69
1,32,452.64
-1,31,830.95
-99.53%
Net Interest Income
861.48
90,604.29
-89,742.81
-99.05%
Total Expenditure (Excl Depreciation)
676.07
50,617.91
-49,941.84
-98.66%
Employee Cost
328.46
17,784.59
-17,456.13
-98.15%
Other Operating Expenses
347.61
32,833.32
-32,485.71
-98.94%
Operating Profit Before Provisions and Contingencies
342.56
73,590.78
-73,248.22
-99.53%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
151.95
8,456.37
-8,304.42
-98.2%
Profit Before Tax
190.61
65,134.41
-64,943.80
-99.71%
Tax
41.86
15,403.19
-15,361.33
-99.73%
Profit After Tax
148.75
49,731.22
-49,582.47
-99.7%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
148.75
49,731.22
-49,582.47
-99.7%
Face Value
10.00
1.00
0.00
Reserves
0.00
0.00
0.00
Gross Profit Margin
0.00%
0.00%
0.00
0.00%
PAT Margin
10.03%
22.30%
0.00
-12.27%
Net Interest Margin
8.40%
3.43%
4.97
4.97%
Return on Assets
0.00%
0.47%
-0.47
-0.47%
CASA (%)
19.50%
34.00%
-14.50
-14.50%
CASA Amount
0.00
8,72,700.00
-8,72,700.00
-100.0%
Capital Adequacy Ratio (Total)
0.00%
19.97%
-19.97
-19.97%
Capital Adequacy Ratio (Tier 1)
0.00%
18.03%
-18.03
-18.03%
Provision Coverage Ratio (%)
44.70%
68.00%
-23.30
-23.30%
Amount of Gross NPAs
528.95
36,018.58
-35,489.63
-98.53%
Amount of Net NPAs
292.32
11,587.54
-11,295.22
-97.48%
% of Net NPAs
3.13%
0.46%
2.67
2.67%
% of Gross NPAs
5.53%
1.42%
4.11
4.11%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
0.00
21,049.00
-21,049.00
-100.0%
Number of Branches
708.00
9,143.00
-8,435.00
-92.26%
Nine Monthly - Interest Earned
Interest Earned 1483.17 Cr
in Dec 2024

Figures in Rs Cr
stock-summary

YoY Growth in nine months ended Dec 2024 is 29.64% vs 33.92% in Dec 2023

Nine Monthly - Net Profit
Net Profit 148.75 Cr
in Dec 2024

Figures in Rs Cr
stock-summary

YoY Growth in nine months ended Dec 2024 is -4.11% vs 299.79% in Dec 2023

Nine Monthly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 342.56 Cr
in Dec 2024

Figures in Rs Cr
stock-summary

YoY Growth in nine months ended Dec 2024 is 5.22% vs 38.09% in Dec 2023

Nine Monthly - % of Net NPAs
% of Net NPAs 3.13%
in Dec 2024

Figures in Rs %
stock-summary

YoY Growth in nine months ended Dec 2024 is 1.71% vs -1.32% in Dec 2023

Nine Monthly - % of Gross NPAs
% of Gross NPAs 5.53%
in Dec 2024

Figures in Rs %
stock-summary

YoY Growth in nine months ended Dec 2024 is 2.47% vs -1.17% in Dec 2023